Free tools for tradies & small businesses
Generate progress claims and payment plans, work out what you're owed, check limitation periods, verify ABNs — all free, no sign-up required. Built to help Australian businesses get paid.
Progress Claim Generator
Create a professional progress claim or payment claim with the correct Security of Payment wording — GST, retention and the amount payable calculated for you.
Generate claim →Debt + Interest Calculator
Enter the principal amount and due date. We calculate statutory interest (9% p.a. base rate in NSW) and give you the total amount owed today.
Open calculator →Free Letter of Demand Generator
Fill in the details and download a formal letter of demand as Word or PDF. Free, no account, and nothing on it mentions us.
Build my letter →Limitation Period Checker
Has the statute of limitations expired on your debt? Enter the debt type, state, and date — we tell you how many days you have left to act.
Check limitation →ABN Lookup
Verify any Australian Business Number before you send a letter. Returns the registered business name, state, and status from the ABR.
Look up ABN →Payment Plan Template
Generate a customised payment plan letter to offer your debtor structured repayments before escalating to a formal demand.
Generate template →The letter generator also has a version preset for each kind of debt — unpaid invoices, unpaid wages, rent arrears, strata levies, unpaid fees, money you lent and construction & subcontractor debts — each carrying the law that applies to it.
Guides that go with these tools
2026 Australian Debt Collection Report
Recovery rates, payment times and insolvency risk across 40 named companies and 15+ data sources.
Read the report →How to write a letter of demand
What to include, what to leave out, and the wording that gets a response.
Read the guide →All debt recovery resources
Every guide, industry breakdown and template we publish — free, no paywall.
Browse resources →Ready to send a formal letter?
Every tool ends at the same place — a $29 letter of demand that gets delivered today.
Send a $29 letter of demand